While your club seeks to serve your community, you should always consider safety. Risk is inherent in nearly everything we do, but sometimes the ways to avoid accidents and reduce liability aren’t necessarily obvious. As your club plans spring and summer projects and activities, now is a great time to refresh your knowledge about risk management.
What’s covered by your insurance? What’s excluded? When do you need to use waivers? And how should you report a claim if an accident does happen? Check out the tools at www.KiwanisOne.org/clubleadertools, starting with “You Are Covered: Overview of General Liability Insurance” for U.S. and Canadian clubs. The overview includes details on who is insured, coverage, key exclusions, claim-reporting information and other important FAQs. The more you educate yourself and other club leadership on how to financially protect your club and physically protect members and participants, the safer everyone will be.